Wealth building
Build long-term wealth with strategies for investing, saving and managing your cash flow.
Estate Planning
Preparing for the unthinkable
The right time to put estate planning in place is while you're healthy and in control. We help you organise wills, guardianship, executors and beneficiary nominations so your wishes are carried out and your family isn't left guessing.
Planning your estate with confidence
What we help with
Estate planning involves several components. Our role is to provide financial planning support and work with your solicitor, who is responsible for preparing the legal documents.
- Estate planning. Wills, guardianship, executors and beneficiary nominations, with your superannuation structured to flow as you intend.
- Personal succession. If one partner manages the finances, we streamline things so the other partner isn't left in the dark.
- Business succession. Planning for what happens if a key person dies prematurely, or when you eventually want to exit. The wrong exit costs you the value you built.
Frequently asked questions
What is estate planning and why does it matter?
Estate planning is the process of organising how your assets, responsibilities, and personal wishes are handled if you die or lose capacity to make decisions. It covers wills, beneficiary nominations on super, powers of attorney, and how the financial side of your life flows to the people you want it to reach. Without a plan in place, decisions default to state law and to whoever is left to sort things out, which is rarely what people would have chosen.
When should I start estate planning?
The right time is while you're healthy and in control, not when something has gone wrong. Most people start when life changes prompt it: marriage, children, buying a property, starting a business, or after the death of a parent. Reviewing the plan every few years, and after major life events, keeps it current with both your circumstances and the rules.
What happens to my super when I die?
Super doesn't automatically form part of your estate. Without a binding death benefit nomination, it may not go where you intend. This is one of the most commonly overlooked parts of estate planning.
What happens if I die without a will?
Your estate is distributed according to state law, which may not match your wishes. The process is slower, more expensive, and can cause disputes at an already difficult time.
Can a good estate plan reduce tax for my beneficiaries?
Yes, particularly around super, investments and business interests. The strategy depends on your circumstances and works best when financial and legal advice are coordinated.
Get your affairs in order while you're in control.
Book a no-obligation conversation with one of our advisers.