For many Australian employers, the Australian Taxation Office Small Business Superannuation Clearing House (SBSCH) has been a simple and reliable way to manage superannuation payments. It has allowed businesses to pay super contributions to multiple funds in one place while keeping track of employee details and historical transactions.
However, this service is being phased out, with closure effective from 30 June 2026. While this may seem like a straightforward administrative change, it has important implications for how businesses manage super payments, maintain compliance, and store critical records.
If you’re an employer currently using this service, it’s essential to understand what’s changing and take action early.
From 30 June 2026:
This means businesses must transition to a new system and ensure they retain their historical records before the shutdown date.
The closure of the SBSCH affects employers in several ways:
If you are currently using the SBSCH, here are the key steps to take:
1. Transition to a New Clearing House or Payroll System
You should begin reviewing alternative solutions now. Options may include:
Tip: Don’t leave this until the last minute. Transitioning early allows time to:
2. Download and Save All Historical Data
This is a critical step.
You must download and securely store:
Important: You will NOT be able to access this information after 30 June 2026.
A. Download Employee Payment Transaction History
B. Download Employee Details
Note:
Leaving this transition too late could create unnecessary stress and risk for your business. By acting now, you can:
The closure of the ATO’s Small Business Superannuation Clearing House marks a significant shift in how small businesses manage super obligations. While the change introduces additional responsibility for employers, it also presents an opportunity to move to more integrated and efficient payroll solutions.
The key takeaway is simple: prepare early, transition smoothly, and secure your records.
If you’re unsure which clearing house or payroll system is right for your business, or need help managing the transition, seeking professional advice can ensure you remain compliant and avoid unnecessary disruptions.
Written by Sharleen Demal
Accountant
Oracle Accounting & Tax Advisers Erina
Sharleen Demal has over 28 years of experience in accounting, gaining knowledge in navigating both domestic and international trading, as well as taxation strategies for various business structures and ventures.
From startups to businesses involved in overseas trade, including those with complex structures, she can help with preparing and submitting government grants. This includes Research and Development grants for those creating new products and services, as well as Export Grants for businesses looking to expand overseas and grow their market.
With experience in various industries, including Medical Legal, IT, and the Entertainment industry, as well as at small niche firms and larger corporations, Sharleen has extensive knowledge and experience. She holds a Bachelor of Management Degree with a major in Accounting from Newcastle University, and she has obtained certifications in Human Resource Management and Marketing to help manage the growth of smaller businesses. Currently, she is pursuing further studies.
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